Is Georgina a good place to live?
Georgina is the most affordable place to buy in York Region, especially if you love the water. It stretches along the south shore of Lake Simcoe, with beaches, marinas and year-round cottage-country living. The typical home was about $698,000 in September 2026. The trade-off is a long commute: there is no GO train, so most commuters drive the extended Highway 404.
- Best for: first-time buyers, remote and hybrid workers, retirees and anyone who wants lake living within reach of the GTA.
- Typical price (Sept 2026): $697,600 composite; detached $696,900 (TRREB MLS® HPI).
- Getting downtown: about 75–100 minutes by car; the nearest GO stations are in East Gwillimbury and Newmarket.
- Communities to know: Keswick, Sutton, Jackson’s Point, Pefferlaw, Port Bolster and Virginia.
Updated October 2026 by the Thomas Team, Century 21 Percy Fulton Ltd., Brokerage.
About Georgina, Ontario
Georgina includes several lakeside communities: Keswick (the largest, near Highway 404), Sutton and Jackson’s Point in the centre, and Pefferlaw, Port Bolster and Virginia to the east.
Many homes started as summer cottages and have been converted to year-round use, while Keswick has newer subdivisions. The extension of Highway 404 to Ravenshoe Road made commuting much easier.
Georgina is also home to the Chippewas of Georgina Island First Nation, whose community is on Georgina Island in Lake Simcoe.
| Fact | Georgina |
|---|---|
| Population (2021 Census) | 47,642 |
| Region | York Region |
| Area | About 288 km² |
| Benchmark price, all homes (Sept 2026) | $697,600 |
| Benchmark price, detached (Sept 2026) | $696,900 |
| Waterfront | About 50 km of Lake Simcoe shoreline |
| Major highways | 404 (to Ravenshoe Rd), Highway 48, Woodbine Ave |
| Nearest GO | East Gwillimbury GO (about 20–25 min drive) |
📍 Georgina, York Region, Ontario
Georgina Neighbourhood Guide
Keswick
Keswick is Georgina’s largest community, with newer subdivisions, waterfront homes on Lake Simcoe and Cook’s Bay, and the closest access to Highway 404.
- Closest to Highway 404
- Newer subdivisions and waterfront
- Keswick High School and Our Lady of the Lake
- ROC Georgina outdoor recreation
Sutton / Jackson’s Point
Sutton’s historic main street and nearby Jackson’s Point offer beaches, the Briars resort, the Stephen Leacock Theatre and a classic cottage-town feel.
- De La Salle Park and Jackson’s Point beach
- Sutton main street
- Stephen Leacock Theatre
- Sibbald Point Provincial Park nearby
Pefferlaw / Port Bolster / Virginia
The eastern communities are quieter, with waterfront cottages, rural properties and the Pefferlaw River, close to the Durham Region border.
- Pefferlaw River and lake access
- Rural and waterfront lots
- Lower prices
- Close to Beaverton and Uxbridge
| Neighbourhood | Best for | Typical housing | Price point |
|---|---|---|---|
| Keswick | families and commuters | Detached, waterfront, some towns | Entry to mid |
| Sutton / Jackson’s Point | beach-town lifestyle | Older detached, cottages, waterfront | Entry to mid |
| Pefferlaw / Port Bolster / Virginia | quiet waterfront and rural living | Cottages, detached, rural | Entry to mid |
Georgina Demographics
Who lives in Georgina?
Georgina attracts first-time buyers priced out of southern York Region, families, retirees and cottagers who have moved up full time. Hybrid and remote work has made it a popular choice since 2020.
Growth and housing demand
Growth is focused in Keswick and Sutton. Georgina had the largest year-over-year price drop in York Region in September 2026 (about 10%), so buyers have plenty of choice and room to negotiate.
Schools in Georgina
Public and Catholic schools
Keswick High School
Public secondary · KeswickConfirm catchment with YRDSBSutton District High School
Public secondary · SuttonConfirm catchment with YRDSBOur Lady of the Lake Catholic College School
Catholic · KeswickConfirm catchment with YCDSB| Board | System |
|---|---|
| York Region District School Board (YRDSB) | English public |
| York Catholic District School Board (YCDSB) | English Catholic |
| Conseil scolaire Viamonde | French public |
| Conseil scolaire catholique MonAvenir | French Catholic |
Colleges and universities nearby
Georgian College campuses in Barrie and Orillia and Seneca Polytechnic’s King campus are within driving distance.
Transit and Getting Around Georgina
Highways
Highway 404 now reaches Ravenshoe Road near Keswick, and Highway 48 runs along the east side to Pefferlaw.
Nearest GO: East Gwillimbury
East Gwillimbury GO, about 20–25 minutes from Keswick, has Barrie line trains to Union Station.
Local transit
YRT offers limited routes connecting Keswick and Sutton to Newmarket.
Approximate commute times from Georgina
| Destination | Typical time | How |
|---|---|---|
| Downtown Toronto (drive) | 75–100 min | Highway 404 / DVP |
| Union Station (GO) | 90–100 min | Drive to East Gwillimbury GO + train |
| Newmarket | 25–30 min | Highway 404 / Woodbine |
| Pearson Airport | 55–70 min | Highway 404 / 407 |
| Barrie | 40–50 min | Highway 400 via Innisfil |
Things to Do and Local Amenities in Georgina
Lake & Parks
- Sibbald Point Provincial Park
- De La Salle Park
- Willow Beach
- Holmes Point Park
- Ice fishing on Lake Simcoe
Shopping
- Keswick plazas on Woodbine
- Sutton main street
- Upper Canada Mall (Newmarket)
- Local farms
- Marinas and outfitters
Recreation
- ROC Georgina
- Georgina Leisure Pool
- Arenas in Keswick and Sutton
- Golf courses
- Boating and paddling
Culture & Events
- Georgina Pioneer Village
- Stephen Leacock Theatre
- The Briars resort
- Georgina Arts Centre
- Summer festivals and markets
Georgina Real Estate Market (September 2026)
| Property type | Benchmark price |
|---|---|
| Composite (all home types) | $697,600 |
| Detached | $696,900 |
| Year-over-year change (composite) | -10.25% |
Source: TRREB MLS® Home Price Index, September 2026. TRREB reports limited benchmarks for other home types in Georgina because most homes are detached. Benchmark prices describe a typical home, not an average sale price. Ask us for current sold data on any street.
Inland detached homes in Keswick and Sutton are often priced well below anything comparable in southern York Region. Waterfront homes command a premium and vary widely.
Converted cottages can need updates to septic, wells and insulation, so a thorough home inspection is essential.
Pros and cons of living in Georgina
Pros
- Most affordable homes in York Region
- Lake Simcoe beaches and marinas
- Year-round outdoor recreation
- Highway 404 extension to Keswick
- Small-town, cottage-country feel
Cons
- No GO train station in town
- Long drive to downtown Toronto
- Some older cottages need updates
- Fewer services and jobs locally
Buying or selling in Georgina? Here’s what our clients say
5-star Google reviews“Awesome Team. I like the fact they take the time to explain important things about real estate, I have never felt rushed when choosing and viewing a property.”
“Desemal is friendly, extremely reliable and results oriented. Always goes above and beyond the service she provides, exceeding our expectations each time!”
“Very efficient, Damali was able to show her expertise to maximize the chances on my side, very knowledgeable, even with complex landlord she knows how to set the tone. In 3 weeks I had everything ready.”
Frequently Asked Questions About Georgina
Yes, especially for buyers who want lake living and lower prices. Georgina has Lake Simcoe beaches, parks and a cottage-country lifestyle, with the most affordable homes in York Region. The main drawback is a long commute without a GO station.
In September 2026, the MLS® Home Price Index benchmark for all home types in Georgina was $697,600, and the detached benchmark was $696,900, the lowest in York Region (TRREB).
Georgina includes Keswick, Sutton, Jackson’s Point, Pefferlaw, Port Bolster, Virginia and other lakeside and rural communities.
Driving from Keswick to downtown Toronto takes about 75 to 100 minutes via Highway 404. Many commuters drive about 20–25 minutes to East Gwillimbury GO and take the train.
No. The nearest GO train station is East Gwillimbury GO on the Barrie line, about 20 to 25 minutes from Keswick.
Yes. Keswick is the largest community in the Town of Georgina, along with Sutton, Jackson’s Point and Pefferlaw.
Swimming and boating on Lake Simcoe, Sibbald Point Provincial Park, ice fishing in winter, ROC Georgina, the Georgina Pioneer Village and the Stephen Leacock Theatre.
Many retirees choose Georgina for its lakeside lifestyle, lower prices and quieter pace. Southlake hospital in Newmarket is about 30 minutes away.
Last updated October 2026. Written by Damali Thomas and Desemal Thomas, Realtors, and Jermaine Whyte, Mortgage Agent Level 2, at the Thomas Team, Century 21 Percy Fulton Ltd., Brokerage. Data: Statistics Canada 2021 Census; TRREB MLS® HPI; Metrolinx; local school boards.
